Motorcycle Insurance in Florida

If you enjoy motorcycles, then you probably know the importance of having insurance. Like most states, motorcyclists must have liability insurance in Florida to help pay for injuries and property damages in accidents you’re found legally responsible.

B & G Insurance, serving Miami, FL, proudly offers various motorcycle insurance packages to residents all around the state.

Bodily Injury

In the event of an accident, injuries may occur. If you’re found culpable, you are required to pay for medical costs of the injured. Bodily injury ensures you don’t have to dig deep into your pocket for such an incident. Instead, your insurer pays.

Property Damage Liability

Like bodily injury, property liability steps in to help you pay for damages you cause to other people’s property in case of an accident. However, the amount of payment you receive depends on your limit of coverage.

Comprehensive coverage

Comprehensive insurance safeguards you from losses other than a crash. In other words, it protects your motorcycle from damages as a result of risks such as vandalism, storms, and fire. In case of total loss, the policy may help you get a new motorcycle.

Collision coverage

When you’re involved in a collision, your bike may be destroyed or dented. Without collision insurance, you may end up spending a large amount of money in repairs or even replacement. But if you have this policy, we help pay for such unexpected occurrences.

Medical payment Coverage

Now that liability coverage meets the medical costs of other injured people, what about yours? That is where medical payment coverage becomes vital. It helps you pay for your medical bills in the event of an accident.

Personal Injury Protection (PIP)

PIP is similar to medical payment policy but extends to other costs such as funeral and loss of wages in the event of an accident.

Underinsured and Uninsured Motorist

If you’re involved in an accident with an underinsured or uninsured motorist, you may end up with losses. But with this policy, it helps you pay your costs that can’t be met by the motorist.

If you need motorcycle insurance in Miami, FL, call or visit B & G Insurance. We can provide Florida residents with quotes and answer any questions you may have about a motorcycle insurance policy.