Auto Insurance in Florida

Auto Insurance Options for Florida Drivers

Hitting the highway is the most common means of commuting in Florida. While the roads are relatively safe, risks exist. Fortunately, auto insurance keeps you safe. At B & G Insurance, we offer various auto insurance types tailored to suit your needs in Miami, FL and beyond.

Liability Insurance

We offer two types of liability insurance, namely bodily injury and personal property. In Florida, it’s mandatory to have a minimum amount of liability coverage. Liability insurance helps you meet costs resulting from an accident in which you’re found legally responsible. Bodily injury deals with medical costs resulting from those injured in the accident while property pays for damages caused.

Collision Coverage

Collision insurance is designed to protect you from losses incurred from repairs when you hit another car or an object. With this coverage, the cost of repairs is met by the insurance company to your limit of coverage.

Comprehensive Coverage

Comprehensive answers the question, what about non-collision accidents and incidents? In case of theft or vandalism, comprehensive coverage comes in to help pay for losses. Some risks covered include vandalism, hail, animal collision, riots, and floods.

Uninsured and Underinsured Motorist Insurance

As you hit the road, you never know the type and limit of coverages other motorists have. What would happen if you’re involved in an accident with one who is uninsured or underinsured? This coverage comes in to assist you to pay for additional damages. Without it, you may end up digging deep in your pockets.

Medical Payment Coverage

In case you or any passenger in your car gets injured in an accident, medical coverage helps pay their medical bills.

Personal Injury Protection (PIP)

This type of coverage covers more than medical payments. It extends to a wide range of costs and bills such as rehabilitation, funeral, replacement, and work loss.

Before choosing what coverage you need, it’s wise to understand what each policy covers. Visit B & G Insurance in Miami, FL to talk to our agents or call for a quote. We are ready to help you get started!