Three motorcycle safety features that could reduce insurance costs

These days, motorcycles are getting increasingly safer to ride. There are now numerous safety features you can add to your motorcycle. These safety features don’t just prevent accidents and injuries, but they can also lower the costs of your motorcycle insurance in Miami, FL.

At B & G Insurance, we like to encourage the motorcyclists we insure to do everything they can to stay safe out on the road. The following are three motorcycle safety features bikers can add to their motorcycles to stay safe and minimize insurance costs. 

Anti-lock brakes

You might associate anti-lock brakes with automobiles. However, anti-lock brakes are also being put on motorcycles now to provide more control when bikers are stopping. This helps to avoid skidding and sliding in adverse weather conditions and can prevent accidents. 

Airbag equipment

Airbags are also more associated with automobiles than motorcycles. However, nowadays, bikers can wear clothing with built-in airbag equipment that deploys instantly if an accident occurs. This equipment has been shown by research to be highly effective at preventing injuries and minimizing their severity in the event of a motorcycle accident. 

LED lighting

A lot of bikers add LED lighting to their motorcycles because they like how it looks. However, LED lighting isn’t just beneficial for appearances. LED lighting is also effective at improving visibility for bikers. 

LED lighting on a motorcycle can make riding in the dark or overcast and low-light weather conditions safer. 

If you’d like to learn more about motorcycle insurance policies available in Miami, FL, contact us at B & G Insurance. We’ll help you find the ideal motorcycle insurance policy for your needs. 

What Happens to My Motorcycle Insurance if I Get a Speeding Ticket?

Owning and operating a motorcycle requires that you follow the laws of the highway just like any other vehicle. Even when you pay attention to the road, there are times when getting caught up in the wind therapy can cause you to go faster than you should. If you happen to get a speeding ticket, you may want to talk to your insurance agent to find out how it will affect your policy. If you live in Miami, FL, you can call the agents of B & G Insurance to get the answers to all of your questions. 

Multiple Tickets Can Raise Your Rates

One ticket is normally not a big deal as long as you were only going a few miles over the speed limit. On the other hand, multiple tickets or speeding that involves going more than 10 miles an hour over the posted speed limit can have a dramatic effect on your policy. Safe driving is key and acting in a reckless manner will not only affect your insurance but may also cost you your driver’s license. 

Take A Defensive Driving Class

If you have received a speeding ticket while on your motorcycle, you may be asked to take a defensive driving class. This shows the insurance company that you are committed to being a safe driver and that speeding is not something you are likely to do in the future.

At B & G Insurance, agents are always willing to talk to motorcycle owners who live in the Miami, FL area. They can discuss their options when it comes to maintaining their motorcycle insurance as well as ways to help them become a better driver. Call and schedule an appointment today!