Whether you are the business owner of a trucking company or own and operate your rig, our agents at B & G Insurance serving the Miami, FL area want you to know all about trucking insurance.
What is Trucking Insurance?
Trucking insurance is a specialized type of commercial insurance designed to protect trucking businesses and truck drivers. This type of insurance covers potential risks, liabilities, and damages that can happen with trucking operations.
Much like auto insurance, trucking insurance provides different coverage options for truck drivers and the companies that own the trucks being driven. For instance, liability insurance is required in nearly every state within the United States for a driver to be able to legally drive any vehicle with four or more wheels on public roads, streets, and highways. Liability insurance will cover the other driver’s car and any injuries they sustain in an accident that you cause.
Other Coverage Options of Trucking Insurance
Comprehensive and Collision Insurance
Comprehensive insurance is critical if you own a truck or a whole fleet of them. This is due to the fact that comprehensive insurance will help pay for any repairs or replacement of a truck if it is damaged or even destroyed by some horrible situation. Examples of this would be a tornado or other natural disaster, a fire, or an act of vandalism. Your truck can be replaced if stolen through your comprehensive trucking insurance policy.
Collision insurance will help pay for damages to your truck if you collide with another vehicle or object.
Contact B & G Insurance
Our agents at B & G Insurance in Miami, FL can assist you with your trucking insurance needs. Call today to get your policy started and protect the investment you have made in your truck or trucking company.