When protecting your assets, you can never be too careful. That’s why B & G Insurance in Miami, FL, offers umbrella insurance. It’s a type of liability insurance that gives you an extra layer of protection beyond traditional insurance policies. Learn more about the basics of umbrella insurance, what it can cover, and why it’s important to consider it as part of your overall insurance strategy.
What is Umbrella Insurance?
Umbrella Insurance is a type of liability insurance that provides coverage beyond the limits of your existing policies, such as your home or auto insurance. The policy offers protection that helps safeguard your assets should you face a lawsuit or other liability claim that exceeds the limits of your current policies.
What Can Umbrella Insurance Include?
Umbrella insurance can potentially help in various liability claims, including bodily injury, property damage, and personal injury. It can also cover claims related to slander, libel, and defamation of character. Additionally, these policies may cover legal fees and other expenses associated with defending yourself against a liability claim. We can walk you through the exact specifics during your consultation.
Why is it Important to Have this Additional Coverage?
Without umbrella insurance, you could be responsible for paying out-of-pocket for any liability claims that exceed the limits of your other insurance policies. This could put your assets, such as your home or savings, at risk. On the other hand, you’ll have peace of mind knowing you have something to fall back on if you take advantage of what we have available.
Speak With Our Agents to Learn More
At B & G Insurance in Miami, FL, we understand the importance of protecting your assets. Umbrella insurance will provide an extra layer of protection that helps safeguard your assets and provides peace of mind. We encourage you to contact us to learn more about these policies and how they can benefit you.