Determining What Commercial Trucking Coverage You Might Need

Modern-day America relies heavily on the trucking industry. Every day, truckers make their way cross-country, and at any moment an accident could happen. Whether cargo gets stolen or you are involved in a collision, you will want to have the right insurance policy to help cover your liability. If you are looking to purchase a policy for the first time, or need to find a new policy with new rates, consider contacting the experts at B & G Insurance in Miami, FL.

Like most other insurance policies, trucking insurance has general coverage options, and supplemental options, those that aren’t covered under a traditional policy. However, knowing which policies you need most can be difficult. This is why it is important to find an insurance agency that has industry experience and dedicates time to finding the right policy.

Coverage You’ll Want to Have on the Road

All truckers have one thing in common. They carry cargo from a starting point to a final destination. Whether a company hires a trucker through a trucking company, or as a contractor, they rely on the safe transportation and delivery of their cargo. Ultimately, however, there are some instances when accidents are outside of one’s control.

This is why cargo insurance is one of the best policies you can purchase as a trucker. With that said, it is best to ask for the assistance of a professional insurance agent when selecting from the many cargo insurance purchase options.

A professional agent with years of experience, like those at B & G Insurance in Miami, FL will assist you in finding the right option. There are countless exclusions for specific cargo loads, and which type you purchase will ultimately depend on the type of cargo you are transporting. 

For instance, explosive chemicals will require a different type of policy than a load of cattle headed cross-country. To find the best policy for your needs, contact your insurance agent today!