B & G Insurance assists the Miami, FL community by offering several types of insurance policies. We strive to ensure that our clients find the coverage that fits their needs and lifestyle.
The trucking industry is often overlooked; however, truck drivers play an important role and have a demanding job. Trucking insurance allows drivers to stay safe while they are on the road. The policy covers any physical damage to the truck. You can also add cargo protection so that any damage that occurs to the freight will be covered. There is a lot of misinformation regarding trucking insurance floating around, so here are some common trucking insurance myths to avoid.
You Don’t Need Your Own Insurance
It’s important that you have your own personal coverage so that you’ll have an extra layer of protection. In the event that you are involved in an accident in which you may be held liable, depending on the language in the trucking insurance policy, you may not be covered. That’s why it’s important that you have your own personal coverage so that you will be protected in any situation.
You Should Research Your Own Cargo Coverage
This is not true, as you should be able to add cargo coverage to your existing policy. There’s no need for separate policies. If you are involved in a situation where the truck and cargo were damaged, you’ll spend a lot of time having to fill out paperwork. Adding cargo coverage to your existing policy is more efficient.
B & G Insurance Will Guide You Through The Process
For more information on trucking insurance policies, please stop by our office in Miami, FL.